Loan repayment calculator.

Choose an amount and repayment term to see interest, fees and the total. You can print the estimate.

Estimate your total repayment

Repayment estimate · the provider confirms your final costs

Loan option

How much do you need?

R1 500.00R3 000.00

When could you repay?

You would repay onceR2 453.75

After30 days

Includes a Welcome fee saving of R20.00.

View the cost breakdown

Amount you receive: R2 000.00
Interest (5% per month): R100.00
Initiation fee incl. VAT, before benefit: R304.75
Welcome benefit if applicable: −R20.00
Service fee incl. VAT: R69.00
Credit-life insurance: R0.00
Total to repay: R2 453.75

Include the fee benefitCalendar-year interest example

This classification is separate from being new to RandHaven. The applicable rate must be checked before an offer.

Illustrative start date

Service fees are apportioned by calendar month. Interest uses a disclosed 30-day month assumption. Read the method.

Apply for a loan

You’ll continue to an independent partner. Approval, rates and available benefits depend on the provider. How the link works.

This is an illustration, not a quote or loan approval. Credit and affordability checks would apply. All costs and conditions.

Interactive controls need JavaScript. The complete example above remains available: R2 000.00 for 30 days, 5% monthly interest, R2 453.75 total. Contact information.

Compare repayment terms

Compare the same amount, customer example and benefit. A longer term costs more in this model.

Same amount	Shorter term	Longer term
Money received	R2 000.00	R2 000.00
Term	14 days	30 days
One repayment	R2 363.62	R2 453.75

Both examples start on 1 November 2026. Includes the same benefit and 5% monthly interest. Choose a term you can afford.

Your payment schedule

Payment	When	Amount
Single repayment	1 December 2026	R2 453.75

There is one payment: the principal plus interest and fees, less any applicable benefit. No recurring subscription or additional insurance premium is included.